Heat oil in a pan and once its hot, temper mustard seeds and cumin seeds. Once they crackle, add minced garlic and ginger. Fry them for 30-40 seconds or till they turn light golden. Then add chopped green chillies and cilantro. Continue to fry for another minute. Then add chopped onions and saute them till they turn translucent. You can add salt along with onions to speed up the process. Then add chopped orange bell pepper and saute for another minute. Next add grated carrots, turmeric powder, cumin powder, curry powder and salt. Mix it all together and cook it for 2 more minutes or till the carrots are cooked. Lastly add cooked rice and mix it all together. Garnish with cilantro, squeeze lime juice on top and serve warm.